Buying a home, refinancing, or exploring your options? Community Access Lending compares FHA, VA, conventional, jumbo, and other mortgage programs from wholesale lenders. Joshua Coomer will help you understand the choices and find a path that fits your goals.
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Compare mortgage rate structures based on your budget, plans, and comfort with future payment changes. Joshua can walk you through the payment schedule and terms for options available to you.
Your interest rate and principal-and-interest payment stay the same for the loan term. Compare available terms and see how a predictable payment fits your budget.
An ARM has a rate that stays fixed for an initial period, then adjusts on a schedule. We’ll review when adjustments happen, how much the rate can change, and how that could affect your payment.
Some eligible jumbo and non-QM loans offer an interest-only period. Payments during that period don’t reduce your principal, and payments can increase when principal repayment begins.
Some graduated-payment loans start with lower scheduled payments that increase over time. Since future payments can be higher, review the full payment schedule and confirm this option is available for your loan.
Community Access Lending compares mortgage programs from wholesale lenders to help Las Vegas and Henderson buyers find options that fit their goals, property, and qualifications.
Conventional financing offers purchase and refinance options with down payment, credit, and mortgage-insurance requirements that vary by loan. We’ll compare available options for your situation.
FHA loans offer flexible financing options for eligible buyers. Ask about our 3.5% and 5% FHA down payment assistance options; repayment and potential forgiveness terms depend on the option selected.
For eligible veterans, service members, and surviving spouses. Qualified buyers may be able to purchase with no down payment and no monthly mortgage insurance. VA eligibility, funding fee, and lender requirements apply.
Jumbo loans can finance home purchases above the conforming loan limit. Down payment, credit, reserves, and maximum loan amounts vary by lender and property.
Non-QM (non-qualified mortgage) loans offer alternative ways to qualify when traditional income documentation doesn’t fit. Depending on lender guidelines, options may include bank statement, asset-based, or investor DSCR loans. Eligibility and terms vary.